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Dow Industrials, down 8.05 points, or 0.10% to 8016.95.

* Down two straight days.
* Today’s top contributors to the Dow’s movement and their point contribution: IBM (15.85), XOM (7.57), CVX (4.62), VZ (3.35), KFT (3.35).
* Today’s laggers and their point contribution: MMM (-6.37), BAC (-6.13), BA (-4.94), CAT (-4.86), UTX (-3.90).

Nasdaq Composite, down 5.60 points, or 0.33% to 1673.81.

* Fell for the second straight day.

S&P 500, fell 2.35 points, or 0.27% to 855.16.

* Down for the second day in a row.

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